The Society's financial year is from 1 January to 31 December. Unless otherwise specified, your benefits apply to this one-year period. Benefits are not transferable from one financial year to another, from one category to another, or from one beneficiary to another.
Waiting periods and late joiner penalties may apply. For more information in this regard, please refer to the Society's rules or contact the Society.
This is only a summary of the benefits and contributions, In case of a dispute, the registered rules will prevail. The rules are published on the website and are available from the Society.